How Much Do Credit Research Analyst Make?
How much do credit research analyst make? Discover the average salary, base salary, and compensation for credit research analyst in the analysis & research category. Learn about credit research analyst pay per hour, per week, per month, and per annum with detailed salary ranges from $65,000 to $95,000.
How Much Do Credit Research Analyst Make? Complete Salary Guide
How much do credit research analyst make? This is one of the most common questions in career planning. Credit Research Analyst in the Analysis & Research field can expect to earn an average salary of $90,000 per year, with entry-level positions starting at $65,000 and experienced professionals earning up to $95,000 annually.
When breaking down the average salary of credit research analyst by time periods, credit research analyst typically make around $7,500 per month and approximately $1,730.769 per week. The basic salary of credit research analyst varies significantly based on experience level, location, and industry specialization. Entry-level credit research analyst typically start with a base salary of $65,000, while mid-career professionals earn an average of $85,000, and senior-level roles can command salaries exceeding $95,000.
The salary landscape for credit research analyst is influenced by several key factors including geographic location, years of experience, educational background, and specific industry demands. How much do credit research analyst make in a week? On average, this translates to approximately $1,730.769 per week. How much do credit research analyst make per annum? The annual salary range spans from $60,000 to $120,000, with the median salary sitting at $90,000. Additionally, many credit research analyst receive bonuses averaging $10,000 annually, representing approximately 15.25% of their base salary.
How Much Do Credit Research Analyst Get Paid Per Annum? Credit Research Analyst Salary
Annual salary data for credit research analyst across different experience levels, showing entry-level, mid-career, and experienced professional compensation ranges based on industry standards.
Entry Level Annual Salary
Mid-Career Annual Salary
Experienced Annual Salary
How Much Do Credit Research Analyst Get Paid in a Month? Credit Research Analyst Monthly Salary
Monthly salary breakdowns for credit research analyst at different career stages, providing practical budgeting insights and compensation expectations for financial planning.
Entry Level Monthly Salary
Mid-Career Monthly Salary
Experienced Monthly Salary
How Much Do Credit Research Analyst Get Paid in Different Locations?
Geographic salary variations for credit research analyst across different cities and regions, including cost of living adjustments and regional market demand factors that impact compensation.
Credit Research Analyst Salary Trends
Historical salary progression for credit research analyst over the past years, showing year-over-year compensation growth and market trends in the industry.
Credit Research Analyst Salary Trends (2020 - 2025)
Bonus & Compensation Package
Additional compensation beyond base salary, including bonuses, commissions, and overtime opportunities that contribute to total annual earnings.
Bonus Percentage
of annual salary
Bonuses for Credit Research Analysts are typically based on individual performance, company profitability, and meeting specific financial or project goals.
Average Bonus
annually
Commission
A Credit Research Analyst role generally does not include commission; however, some positions may offer performance bonuses or incentives based on individual or company success.
Overtime
Overtime pay for Credit Research Analysts is generally uncommon, as many positions are salaried and may not offer additional compensation for extra hours worked.
Employee Benefits Package
Comprehensive benefits and perks provided to employees, including health coverage, retirement plans, time off policies, and professional development opportunities.
Comprehensive Benefits
Typical benefits for a Credit Research Analyst include competitive salaries, health insurance, retirement plans like 401(k) with employer matching, paid time off (PTO), professional development opportunities, and performance bonuses.
Credit Research Analyst Job Overview
Comprehensive details about the credit research analyst role including daily responsibilities, work environment, physical demands, and key tasks that define this career path.
About This Role
A Credit Research Analyst evaluates the creditworthiness of individuals and organizations, analyzing financial data and market trends to assess risk. They provide insights that guide investment decisions, recommend credit limits, and monitor economic conditions. Their expertise helps institutions make informed lending choices while mitigating potential losses.
Primary Responsibilities
Credit analysis, financial modeling, risk assessment, industry research, credit rating evaluation, report preparation, client communication, portfolio monitoring, market trend analysis, regulatory compliance.
Day-to-Day Tasks
A Credit Research Analyst conducts financial analysis, evaluates creditworthiness, monitors market trends, prepares reports, communicates findings to stakeholders, and collaborates with teams to assess investment risks and opportunities.
Work Environment
Hybrid
Credit Research Analysts typically work in office environments, using computers to analyze data, prepare reports, and collaborate with financial teams.
Physical Demands
Moderate
Credit Research Analysts typically work in office environments, requiring prolonged sitting, computer use, and analytical tasks under deadlines, with occasional collaboration in team settings.
Credit Research Analyst Requirements & Prerequisites
Essential qualifications and credentials needed to pursue a career as a credit research analyst, including educational background, certifications, and experience requirements.
Education
Bachelor’s degree.
Field: Finance, Economics, Accounting, Business Administration, Mathematics, Statistics, Data Science, Financial Engineering.
Experience
3 years
Employers seek candidates with strong analytical skills, experience in financial modeling, proficiency in data analysis tools, knowledge of credit markets, and the ability to communicate insights effectively.
Certifications
CFA (Chartered Financial Analyst), FRM (Financial Risk Manager), CAIA (Chartered Alternative Investment Analyst), CMT (Chartered Market Technician), MBA (Master of Business Administration), CFP (Certified Financial Planner), CPA (Certified Public Accountant), Series 7 License, Series 63 License, Chartered Financial Consultant.
Required Skills
Analytical skills, attention to detail, financial modeling, communication skills, critical thinking, proficiency in Excel and financial software, knowledge of credit markets and instruments, research skills.
Technical Skills
Soft Skills
Credit Research Analyst Career Path
Professional progression opportunities for credit research analyst from entry-level to senior management, including typical career advancement timeline and role evolution.
Entry Level
Credit Analyst, Financial Analyst, Risk Analyst
Early-career Credit Research Analysts evaluate creditworthiness, analyze financial data, assess risks, prepare reports, and support investment decisions to guide lending strategies and portfolio management.
Mid-Career
Financial Analyst, Investment Analyst, Risk Analyst
Mid-career Credit Research Analysts assess creditworthiness, analyze financial data, monitor market trends, prepare reports, and provide investment recommendations to support informed decision-making.
Senior Management
Senior Credit Research Analyst, Credit Risk Manager, Director of Credit Analysis
Senior Credit Research Analysts evaluate creditworthiness, analyze financial data, assess risks, provide investment recommendations, and guide strategic decisions for portfolios and client investments.
Career Progression Timeline
Timeline: 5 years
A Credit Research Analyst typically advances from entry-level roles to senior analyst positions, eventually progressing to management or specialized roles in credit risk and investment strategy. Continuous education and networking are vital for career advancement.
Credit Research Analyst Industry & Growth
Market outlook and growth prospects for credit research analyst, including industry trends, job market demand, and factors influencing career opportunities and advancement.
Job Outlook
Faster than average
Projected: 2024–2034
Industry Trends
Increased reliance on data analytics and technology, growing emphasis on ESG (Environmental, Social, and Governance) factors in credit assessments, heightened regulatory scrutiny and compliance requirements.
Growth Factors
Increased market volatility, regulatory changes, complex financial products, rising corporate debt levels, and heightened focus on risk management drive demand for Credit Research Analysts.
Future Opportunities
AI-driven credit scoring, blockchain for secure transactions, sustainable finance analysis, fintech innovations, and ESG (Environmental, Social, Governance) investment strategies are emerging opportunities.
Credit Research Analyst Related Professions
Alternative career paths and similar roles for credit research analyst, including career transitions, related positions, and advancement opportunities within the field.
Similar Roles
Career Alternatives
Upgrade Paths
Related Entry Roles
Credit Research Analyst Skills & Development
Essential skills and professional development resources for credit research analyst, including technical abilities, soft skills, recommended courses, and ongoing learning opportunities.
Technical Skills
Soft Skills Needed
Recommended Certifications
Recommended Courses
Development Resources
Training Timeline
Estimated training time
Frequently Asked Questions About Credit Research Analyst Salary
Common questions and answers about pursuing a career as a credit research analyst, covering qualifications, salary expectations, career prospects, and practical career guidance.
What qualifications are needed to become a Credit Research Analyst?
A bachelor’s degree in finance, economics, or a related field is typically required, along with analytical skills and proficiency in financial modeling.
What is the average salary of a Credit Research Analyst?
The average salary ranges from $70,000 to $120,000 per year, depending on experience and location.
What skills are important for a Credit Research Analyst?
Key skills include strong analytical abilities, attention to detail, knowledge of financial markets, and proficiency in Excel and statistical software.
Is certification beneficial for a Credit Research Analyst?
Yes, certifications like CFA (Chartered Financial Analyst) can enhance career prospects and credibility in the field.
What career advancement opportunities exist for Credit Research Analysts?
With experience, analysts can move into senior analyst roles, portfolio management positions, or leadership roles within investment firms.
How Much Others Make?
Explore salary data for other professions to compare compensation across different career paths and industries.