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How Much Do Cash Officer Make?

How much do cash officer make? Discover the average salary, base salary, and compensation for cash officer in the retail & sales category. Learn about cash officer pay per hour, per week, per month, and per annum with detailed salary ranges from $40,000 to $55,000.

Base Salary (avg)
$65,000
Per Hour
$31/hr
Avg Bonus
$5,000
Job Outlook
10.25%
Experience
3 yrs

How Much Do Cash Officer Make? Complete Salary Guide

How much do cash officer make? This is one of the most common questions in career planning. Cash Officer in the Retail & Sales field can expect to earn an average salary of $65,000 per year, with entry-level positions starting at $40,000 and experienced professionals earning up to $55,000 annually.

When breaking down the average salary of cash officer by time periods, cash officer typically make around $5,416.667 per month and approximately $1,250 per week. The basic salary of cash officer varies significantly based on experience level, location, and industry specialization. Entry-level cash officer typically start with a base salary of $40,000, while mid-career professionals earn an average of $65,000, and senior-level roles can command salaries exceeding $55,000.

The salary landscape for cash officer is influenced by several key factors including geographic location, years of experience, educational background, and specific industry demands. How much do cash officer make in a week? On average, this translates to approximately $1,250 per week. How much do cash officer make per annum? The annual salary range spans from $35,000 to $80,000, with the median salary sitting at $65,000. Additionally, many cash officer receive bonuses averaging $5,000 annually, representing approximately 10.25% of their base salary.

How Much Do Cash Officer Get Paid Per Annum? Cash Officer Salary

Annual salary data for cash officer across different experience levels, showing entry-level, mid-career, and experienced professional compensation ranges based on industry standards.

Entry Level Annual Salary

$40,000
Range: $35,000 - $50,000

Mid-Career Annual Salary

$65,000
Range: $60,000 - $80,000

Experienced Annual Salary

$55,000
Range: $45,000 - $80,000

How Much Do Cash Officer Get Paid in a Month? Cash Officer Monthly Salary

Monthly salary breakdowns for cash officer at different career stages, providing practical budgeting insights and compensation expectations for financial planning.

Entry Level Monthly Salary

$3,333
per month

Mid-Career Monthly Salary

$5,417
per month

Experienced Monthly Salary

$4,583
per month

How Much Do Cash Officer Get Paid in Different Locations?

Geographic salary variations for cash officer across different cities and regions, including cost of living adjustments and regional market demand factors that impact compensation.

Austin
$78,000
Range: $48,000 - $95,000
Remote
$75,000
Range: $50,000 - $100,000
Seattle
$80,000
Range: $52,000 - $105,000
New York
$90,000
Range: $60,000 - $120,000
San Francisco
$85,000
Range: $55,000 - $110,000

Cash Officer Salary Trends

Historical salary progression for cash officer over the past years, showing year-over-year compensation growth and market trends in the industry.

Cash Officer Salary Trends (2020 - 2025)

Bonus & Compensation Package

Additional compensation beyond base salary, including bonuses, commissions, and overtime opportunities that contribute to total annual earnings.

Bonus Percentage

10.25%

of annual salary

Bonuses for Cash Officers are typically awarded based on performance metrics, achieving targets, and company profitability, fostering motivation and retention.

Average Bonus

$5,000

annually

Commission

A Cash Officer role may offer commission or incentives based on performance, rewarding efficiency and accuracy in cash handling and customer service outcomes.

Overtime

Overtime pay for Cash Officers varies by organization; it's common in some sectors but not universally applied, depending on company policy and local labor laws.

Employee Benefits Package

Comprehensive benefits and perks provided to employees, including health coverage, retirement plans, time off policies, and professional development opportunities.

Comprehensive Benefits

Typical benefits for a Cash Officer include health insurance, 401(k) retirement plans, paid time off (PTO), life insurance, flexible spending accounts, and professional development opportunities.

Health Insurance
Paid Time Off
Retirement Plans
Development

Cash Officer Job Overview

Comprehensive details about the cash officer role including daily responsibilities, work environment, physical demands, and key tasks that define this career path.

About This Role

A Cash Officer manages cash transactions, ensuring accuracy and compliance with financial regulations. They handle deposits, withdrawals, and reconciliations while providing excellent customer service. This role requires attention to detail, strong numerical skills, and the ability to work under pressure, contributing to the overall efficiency of financial operations.

Primary Responsibilities

Managing cash transactions, reconciling cash balances, preparing cash reports, ensuring compliance with financial regulations, maintaining accurate records, handling customer inquiries related to cash services, monitoring cash flow, coordinating with other departments for cash needs, implementing security measures for cash handling.

Day-to-Day Tasks

A Cash Officer manages daily cash transactions, reconciles accounts, prepares financial reports, monitors cash flow, ensures compliance with regulations, and provides excellent customer service to clients and stakeholders.

Work Environment

Office

Cash Officers typically work in banks or financial institutions, handling cash transactions in a secure, organized, and customer-focused environment.

Physical Demands

Moderate

Cash Officers typically work in a secure office environment, requiring attention to detail, prolonged sitting, and occasional lifting of cash bags or equipment.

Cash Officer Requirements & Prerequisites

Essential qualifications and credentials needed to pursue a career as a cash officer, including educational background, certifications, and experience requirements.

Education

Typically, a High School diploma is required for a Cash Officer position.

Field: Finance, Accounting, Business Administration, Economics, Mathematics, Statistics, Risk Management, Banking and Finance.

Experience

3 years

Employers seek candidates with strong financial acumen, attention to detail, cash handling experience, excellent communication skills, and a proven track record of accuracy and integrity in financial transactions.

Certifications

Certified Cash Manager (CCM), Certified Treasury Professional (CTP), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), Financial Risk Manager (FRM), Certified Management Accountant (CMA), Anti-Money Laundering Certification, Series 7 License, Series 63 License.

Required Skills

Attention to detail, strong numerical proficiency, excellent communication skills, customer service orientation, problem-solving abilities, time management, organizational skills, basic accounting knowledge.

Technical Skills

Cash HandlingFinancial ReportingData EntryReconciliationCustomer ServiceRegulatory Compliance

Soft Skills

CommunicationAttention to DetailProblem SolvingTime ManagementCustomer ServiceTeamwork

Cash Officer Career Path

Professional progression opportunities for cash officer from entry-level to senior management, including typical career advancement timeline and role evolution.

Entry Level

Positions:

Bank Teller, Customer Service Representative, Accounting Clerk

Early-career Cash Officers manage cash transactions, ensure accurate record-keeping, assist in financial reporting, and support budgeting processes while maintaining compliance with regulations and policies.

Mid-Career

Positions:

Treasury Analyst, Financial Analyst, Accounting Supervisor

Mid-career Cash Officers manage cash flow, oversee transactions, ensure compliance, analyze financial data, and provide strategic insights to optimize liquidity and support organizational goals.

Senior Management

Positions:

Cash Management Director, Treasury Operations Manager, Chief Financial Officer (CFO)

Senior Cash Officers manage cash flow, oversee financial transactions, ensure compliance, develop strategies for liquidity management, and lead teams to optimize cash operations effectively.

Career Progression Timeline

Timeline: 5 years

A Cash Officer typically progresses from entry-level roles to senior positions, gaining expertise in cash management, compliance, and financial analysis, leading to opportunities in finance leadership.

Cash Officer Industry & Growth

Market outlook and growth prospects for cash officer, including industry trends, job market demand, and factors influencing career opportunities and advancement.

Job Outlook

10.25% Growth

Stable

Projected: 2024–2034

Industry Trends

Increased automation and digitalization of financial processes, heightened focus on regulatory compliance and risk management, growing demand for data analytics skills in cash management.

Growth Factors

Rising cash transactions, increased financial regulations, security concerns, need for efficient cash management, and growth in retail and banking sectors drive Cash Officer demand.

Future Opportunities

Blockchain technology, digital currencies, fintech innovations, AI-driven financial analytics, and sustainable finance are emerging niches creating new opportunities for Cash Officers.

Cash Officer Related Professions

Alternative career paths and similar roles for cash officer, including career transitions, related positions, and advancement opportunities within the field.

Similar Roles

Treasury AnalystCash Management SpecialistFinancial ControllerAccounts Receivable Clerk

Career Alternatives

Financial AnalystTreasury CoordinatorRisk Management SpecialistCompliance OfficerBudget Manager

Upgrade Paths

Senior Cash OfficerCash Management AnalystTreasury Manager

Related Entry Roles

CashierAccounting ClerkFinancial Assistant

Cash Officer Skills & Development

Essential skills and professional development resources for cash officer, including technical abilities, soft skills, recommended courses, and ongoing learning opportunities.

Technical Skills

Cash ManagementMS OfficeFinancial ReportingData AnalysisRisk AssessmentCustomer ServiceRegulatory ComplianceAccounting Software

Soft Skills Needed

CommunicationAttention to DetailProblem-SolvingTime ManagementCustomer Service

Recommended Certifications

Certified Cash ManagerCertified Treasury ProfessionalFinancial Risk Manager

Recommended Courses

Cash Management FundamentalsFinancial Risk ManagementAccounting and Financial Analysis

Development Resources

LinkedIn LearningCourseraUdemyProfessional Associations

Training Timeline

3-6months

Estimated training time

Frequently Asked Questions About Cash Officer Salary

Common questions and answers about pursuing a career as a cash officer, covering qualifications, salary expectations, career prospects, and practical career guidance.

What qualifications are needed to become a Cash Officer?

Typically, a bachelor’s degree in finance, accounting, or a related field is required.

What is the average salary of a Cash Officer?

The average salary varies by location and experience but typically ranges from $40,000 to $70,000 annually.

What skills are essential for a Cash Officer?

Strong analytical skills, attention to detail, and proficiency in financial software are essential.

How can I advance my career as a Cash Officer?

Gaining additional certifications and experience in financial management can help you advance.

Do Cash Officers receive bonuses or commissions?

Many Cash Officers may receive performance-based bonuses depending on their employer’s policies.

How Much Others Make?

Explore salary data for other professions to compare compensation across different career paths and industries.

Important Disclaimer

Salary information provided on this website is for general informational purposes only. Actual salaries may vary based on location, experience, education, industry, company size, and other factors. We strive to provide accurate data, but cannot guarantee the completeness or accuracy of all information. Please verify with official sources before making career decisions.