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How Much Do AML Officer Make?

How much do aml officer make? Discover the average salary, base salary, and compensation for aml officer in the banking & financial services category. Learn about aml officer pay per hour, per week, per month, and per annum with detailed salary ranges from $55,000 to $85,000.

Base Salary (avg)
$85,000
Per Hour
$41/hr
Avg Bonus
$10,000
Job Outlook
11.34%
Experience
3 yrs

How Much Do AML Officer Make? Complete Salary Guide

How much do aml officer make? This is one of the most common questions in career planning. AML Officer in the Banking & Financial Services field can expect to earn an average salary of $85,000 per year, with entry-level positions starting at $55,000 and experienced professionals earning up to $85,000 annually.

When breaking down the average salary of aml officer by time periods, aml officer typically make around $7,083.333 per month and approximately $1,634.615 per week. The basic salary of aml officer varies significantly based on experience level, location, and industry specialization. Entry-level aml officer typically start with a base salary of $55,000, while mid-career professionals earn an average of $75,000, and senior-level roles can command salaries exceeding $85,000.

The salary landscape for aml officer is influenced by several key factors including geographic location, years of experience, educational background, and specific industry demands. How much do aml officer make in a week? On average, this translates to approximately $1,634.615 per week. How much do aml officer make per annum? The annual salary range spans from $50,000 to $120,000, with the median salary sitting at $85,000. Additionally, many aml officer receive bonuses averaging $10,000 annually, representing approximately 15.25% of their base salary.

How Much Do AML Officer Get Paid Per Annum? AML Officer Salary

Annual salary data for aml officer across different experience levels, showing entry-level, mid-career, and experienced professional compensation ranges based on industry standards.

Entry Level Annual Salary

$55,000
Range: $50,000 - $75,000

Mid-Career Annual Salary

$75,000
Range: $75,000 - $100,000

Experienced Annual Salary

$85,000
Range: $70,000 - $120,000

How Much Do AML Officer Get Paid in a Month? AML Officer Monthly Salary

Monthly salary breakdowns for aml officer at different career stages, providing practical budgeting insights and compensation expectations for financial planning.

Entry Level Monthly Salary

$4,583
per month

Mid-Career Monthly Salary

$6,250
per month

Experienced Monthly Salary

$7,083
per month

How Much Do AML Officer Get Paid in Different Locations?

Geographic salary variations for aml officer across different cities and regions, including cost of living adjustments and regional market demand factors that impact compensation.

Austin
$80,000
Range: $55,000 - $110,000
Remote
$75,000
Range: $50,000 - $100,000
Seattle
$85,000
Range: $65,000 - $115,000
New York
$90,000
Range: $60,000 - $120,000
San Francisco
$95,000
Range: $70,000 - $130,000

AML Officer Salary Trends

Historical salary progression for aml officer over the past years, showing year-over-year compensation growth and market trends in the industry.

AML Officer Salary Trends (2020 - 2025)

Bonus & Compensation Package

Additional compensation beyond base salary, including bonuses, commissions, and overtime opportunities that contribute to total annual earnings.

Bonus Percentage

15.25%

of annual salary

Bonuses for AML Officers are typically based on performance metrics, compliance effectiveness, risk management achievements, and overall contribution to organizational goals.

Average Bonus

$10,000

annually

Commission

An AML Officer role generally does not include commission or incentive opportunities, as it focuses on compliance and risk management rather than sales performance.

Overtime

Overtime pay for AML Officers varies by employer; some organizations offer it, while others may not, depending on workload and company policies.

Employee Benefits Package

Comprehensive benefits and perks provided to employees, including health coverage, retirement plans, time off policies, and professional development opportunities.

Comprehensive Benefits

Typical benefits for an AML Officer include comprehensive health insurance, 401(k) retirement plans with employer matching, paid time off (PTO), professional development opportunities, flexible working arrangements, and performance bonuses.

Health Insurance
Paid Time Off
Retirement Plans
Development

AML Officer Job Overview

Comprehensive details about the aml officer role including daily responsibilities, work environment, physical demands, and key tasks that define this career path.

About This Role

An AML Officer ensures compliance with anti-money laundering regulations, safeguarding financial institutions from illicit activities. They conduct investigations, analyze transactions, and implement policies to detect suspicious behavior. By monitoring risks and educating staff, they play a crucial role in maintaining the integrity of the financial system and preventing financial crime.

Primary Responsibilities

Monitoring transactions for suspicious activity, conducting risk assessments, ensuring compliance with AML regulations, reporting suspicious activities to authorities, developing and implementing AML policies and procedures, providing training to staff on AML practices, maintaining accurate records of investigations, collaborating with law enforcement agencies, conducting customer due diligence, analyzing trends in money laundering.

Day-to-Day Tasks

An AML Officer conducts risk assessments, monitors transactions for suspicious activity, investigates potential money laundering cases, ensures compliance with regulations, and collaborates with law enforcement to prevent financial crimes.

Work Environment

Hybrid.

AML Officers typically work in offices, analyzing financial transactions, collaborating with teams, ensuring compliance, and using specialized software for investigations.

Physical Demands

Moderate

AML Officers typically work in office environments, requiring prolonged sitting, computer use, and attention to detail. Occasional overtime may be necessary during audits or investigations.

AML Officer Requirements & Prerequisites

Essential qualifications and credentials needed to pursue a career as a aml officer, including educational background, certifications, and experience requirements.

Education

Bachelor’s degree.

Field: Finance, Accounting, Business Administration, Criminal Justice, Law, Economics, Risk Management, Forensic Science, Information Technology, Compliance.

Experience

3 years

Employers seek candidates with strong analytical skills, knowledge of regulatory frameworks, experience in risk assessment, attention to detail, and proficiency in monitoring transactions for suspicious activities.

Certifications

ACAMS Certified Anti-Money Laundering Specialist (CAMS), ACFE Certified Fraud Examiner (CFE), ICA International Diploma in Anti Money Laundering, ACFCS Financial Crime Specialist (FCS), CIMA Certificate in Anti-Money Laundering, FCA Approved Person status, FINRA Series 24 License, CFA Institute Certificate in ESG Investing.

Required Skills

Analytical thinking, attention to detail, knowledge of regulations and compliance, communication skills, risk assessment, problem-solving abilities, teamwork and collaboration, proficiency in data analysis tools.

Technical Skills

ExcelData AnalysisRisk AssessmentRegulatory ComplianceFraud DetectionInvestigative SkillsReport WritingAttention to Detail

Soft Skills

Attention to DetailCritical ThinkingCommunication SkillsProblem SolvingTeam CollaborationTime Management

AML Officer Career Path

Professional progression opportunities for aml officer from entry-level to senior management, including typical career advancement timeline and role evolution.

Entry Level

Positions:

Compliance Analyst, Risk Analyst, Financial Investigator

Early-career AML Officers monitor transactions, assess risks, conduct investigations, ensure compliance with regulations, and report suspicious activities to prevent money laundering and financial crimes.

Mid-Career

Positions:

Compliance Analyst, Risk Analyst, Financial Investigator

Mid-career AML Officers monitor transactions, conduct investigations, ensure compliance with regulations, assess risks, implement policies, train staff, and collaborate with law enforcement agencies.

Senior Management

Positions:

AML Compliance Manager, Senior AML Analyst, Head of AML Operations

Senior AML Officers oversee compliance programs, manage risk assessments, lead investigations, ensure regulatory adherence, train staff, and collaborate with law enforcement to prevent financial crimes.

Career Progression Timeline

Timeline: 5 years

An AML Officer typically progresses from entry-level roles to senior positions, such as AML Manager or Compliance Director, gaining expertise in regulatory frameworks and risk management. Continuous education and certifications enhance advancement opportunities.

AML Officer Industry & Growth

Market outlook and growth prospects for aml officer, including industry trends, job market demand, and factors influencing career opportunities and advancement.

Job Outlook

11.34% Growth

Faster than average

Projected: 2024–2034

Industry Trends

Increased regulatory scrutiny and enforcement, Growing reliance on advanced technology and AI for compliance, Enhanced focus on data privacy and cybersecurity measures.

Growth Factors

Increasing regulatory scrutiny, heightened financial crime risks, evolving compliance requirements, and the need for stronger anti-money laundering measures drive demand for AML Officers.

Future Opportunities

Artificial Intelligence, blockchain analytics, cryptocurrency compliance, RegTech solutions, data privacy regulations, and digital identity verification are emerging niches creating new opportunities for AML Officers.

AML Officer Related Professions

Alternative career paths and similar roles for aml officer, including career transitions, related positions, and advancement opportunities within the field.

Similar Roles

Compliance OfficerRisk AnalystFraud InvestigatorRegulatory Affairs Specialist

Career Alternatives

Compliance AnalystRisk Assessment SpecialistFraud InvestigatorFinancial Crime Consultant

Upgrade Paths

Senior AML OfficerAML Compliance ManagerDirector of Compliance

Related Entry Roles

AnalystInvestigatorCompliance Officer

AML Officer Skills & Development

Essential skills and professional development resources for aml officer, including technical abilities, soft skills, recommended courses, and ongoing learning opportunities.

Technical Skills

Risk AssessmentRegulatory ComplianceData AnalysisTransaction MonitoringCustomer Due DiligenceReport WritingMS OfficeFraud Detection

Soft Skills Needed

Attention to DetailAnalytical ThinkingCommunication SkillsProblem-SolvingTime Management

Recommended Certifications

Certified Anti-Money Laundering Specialist (CAMS)Certified Financial Crime Specialist (CFCS)Anti-Money Laundering Certified Associate (AMLCA)

Recommended Courses

AML Compliance TrainingAnti-Money Laundering - A Practical GuideCertified Anti-Money Laundering Specialist (CAMS)

Development Resources

LinkedIn LearningCourseraACAMSAML Resources

Training Timeline

6months

Estimated training time

Frequently Asked Questions About AML Officer Salary

Common questions and answers about pursuing a career as a aml officer, covering qualifications, salary expectations, career prospects, and practical career guidance.

How Much Others Make?

Explore salary data for other professions to compare compensation across different career paths and industries.

Important Disclaimer

Salary information provided on this website is for general informational purposes only. Actual salaries may vary based on location, experience, education, industry, company size, and other factors. We strive to provide accurate data, but cannot guarantee the completeness or accuracy of all information. Please verify with official sources before making career decisions.